3 Ways To Remove a Charge-Off From Your Credit Report

A charge off on your credit report can significantly lower your credit score. Your credit score is a measure of how likely you are to pay back a loan or credit card on time. So if you want to borrow money at some point in your life (and let’s be honest, we all will), it’s … Read more

How to Remove A Bankruptcy From Your Credit Report

If you are one of the half million people a year who file for bankruptcy, you’re probably trying to figure out when and how you can get that bankruptcy removed from your credit report. While bankruptcy filings bucked the trend and actually decreased by 29.7% last year (from 775k in 2019 to 544K in 2020), … Read more

How to Remove a Repossession From Your Credit Report

If you fail to make timely payments on an auto loan for whatever reason, the lender will take steps to recoup their money. Depending on where you live and your loan terms, the lender might even repossess your car.  This presents a double whammy – you not only lose your car, but it will also … Read more

Lexington Law Review

Buying a car, purchasing a home, and qualifying for lower interest rates on loans all have one common denominator; your credit score. If you have a great credit score, you can access the most competitive rates and even preferable preapproval for some loans and credit cards. However, if your credit score is fair or poor, … Read more

HOW TO GO FROM EARNING $100 MILLION A YEAR TO BANKRUPT

8/26/20147 Comments Picture The best paid athlete on this green and warming planet of ours is a boxer by the name of Floyd Mayweather and he’ll be bankrupt within five years of retiring. I want to be wrong, I really do want to be wrong, unfortunately that is highly unlikely as the bankrupt former top … Read more

HOW TO BECOME AN EQUITY FUND MANAGER

10/22/201417 Comments PictureSo you want to be a fund manager, sit on a pile of money, move it from here to there and from there to here. Wear a suit everyday to work, a silk tie and maybe have one of those heavy Swiss watches on your wrist. Sounds nice, right? Well I have good … Read more

The banker’s umbrella

Why is it so difficult to find a global director of social media for BlackRock?05/27/20145 Comments US Presidential campaigns take less time than BlackRock’s search for a Global Director of Social Media. The world’s largest asset management firm has been at it for donkey’s years. Every few weeks they’ll update the job posting on eFinancialCareers … Read more

HOW RUSSIA WOULD THROW IN THE TOWEL

3/24/201420 Comments Let’s stop kidding about it. If the West (in this case, the USA) really cared about Crimea and the Ukraine and wanted Russia to pack up its Kalashnikovs and head home, it would be a simple task to take care of. No gunfire or “Shock and Awe” air attacks are necessary. In this … Read more

BEST PRACTICE FOR FINANCIAL SERVICES ON SOCIAL MEDIA

2/19/20141 Comment FFIEC social media guidance briefing for UK financial services firms from Danielle SheerinSocial media for private banking, wealth management and financial services is a fascinating subject, for the simple reason that an industry based on the ability to build relationships remains so resistant and scared out of its wits with this “new” thing … Read more

The banker’s umbrella

Buying Property in London: The 10th Circle of Hell02/03/201413 Comments PictureI’m no expert on London housing, but the strength of the housing market in one of the world’s most popular and greatest cities continues to be a matter of international interest. So I thought it proper to bring in someone who, unlike me, actually knows … Read more